Apply to be a Habitat for Humanity Homeowner

Apply For A Home

If you can answer yes to the following questions, you may be eligible for a house through the Habitat for Humanity of Danville program.

  1. Do I currently live in substandard housing, as defined by unsafe, unsanitary or overcrowded conditions?
  2. Am I unable to obtain a conventional mortgage loan to buy a house?
  3. Am I willing to commit 300 hours of my time to “sweat equity” toward construction of my house or another Habitat project?
  4. Am I willing and able to attend planning meetings during the construction of my house?
  5. Can I afford to purchase a Habitat house?
    • Can I afford house payments of 20% to 30% of the gross household income per month?
    • Can I afford to continue these payments for 20 to 30 years to repay a no interest loan?
    • Can I make a down payment of $1,000?
    • Can I afford to pay utilities and other expenses associated with home ownership?
  6. Will I take pride in my home by keeping the house and yard clean and tidy?
  7. Will I do what I can to help improve the neighborhood to make it a safe environment for all residents?
  8. Am I willing to live in a racially integrated neighborhood?
  9. Am I willing to attend meetings or participate in programs designed to better understand the responsibilities of home ownership?
  10. Will I make myself available to be interviewed by the Family Selection Committee?
  11. Will I allow Habitat share pictures and videos of my family to promote the work Habitat does?
  12. Do I understand that any judgment against me must be resolved before I can be approved as a Habitat Homeowner?

If you can honestly answer “yes” to all of the above questions, please use the form below to contact Habitat for Humanity of Danville or call (217) 497-4234.